Privacy Policy
Who We Are
Ztec100.live is an independent research and review platform. We publish guides, cost comparisons, and editorial reviews across three content areas: consumer technology, health and insurance research, and fitness tools. Our website address is https://ztec100.live.
We are not a broker, insurer, or financial advisor. We do not sell products, process purchases, or manage any health plans on behalf of our readers.
What Information We Collect
We keep this simple because we do not need much from you to run this platform.
Information you give us directly
If you reach out to us through a contact form or email, we collect your name and email address. We use that information only to respond to your message. We do not add you to any mailing list without your explicit permission.
If you subscribe to updates or a newsletter, we collect your email address for that purpose only. You can unsubscribe at any time using the link in any email we send.
Information collected automatically
When you visit ztec100.live, our servers and analytics tools collect some basic data automatically. This includes your approximate location (country or city level), the type of device and browser you are using, which pages you visited and how long you spent on them, and the website that referred you to us if any.
We use this data in aggregate form to understand which guides are useful, which topics readers come back to, and where the platform can improve. We do not use this data to identify you personally.
What We Do Not Collect
We want to be clear about this because health and insurance content can raise reasonable questions about data sensitivity.
- We do not collect your health information
- We do not collect your insurance plan details
- We do not collect financial or income data
- We do not collect your Social Security number or any government identifier
- We do not collect payment information of any kind
- We do not sell your data to anyone, ever
Our platform is a reading and research destination. You do not need an account to use it, and we do not require you to hand over personal information to access any of our content.
How We Use the Information We Do Collect
The contact information you voluntarily share with us is used only to reply to your inquiry or to send you the updates you signed up for. Nothing else.
The anonymous traffic data we collect helps us understand things like which device profiles readers find most useful, which health insurance guides get revisited during open enrollment season, and which fitness content drives the most return visits. That helps us decide what to write next and how to keep existing guides accurate. None of this analysis connects to you as an individual
Third-Party Services
Analytics
We use a third-party analytics tool to understand how the site is used. This tool receives anonymous, aggregated data. If we use Google Analytics or a similar service, that provider has its own privacy policy that governs how it handles data on its end.
Embedded content and links
Our guides frequently link to external websites including healthcare.gov, IRS.gov, manufacturer websites, and platform subscription pages. When you click those links and visit those sites, their privacy policies apply, not ours. We have no control over what those sites collect from you.
Hosting
Ztec100.live is hosted on a third-party server. Our hosting provider may collect basic server log data such as IP addresses as part of standard web hosting operations. That data is not shared with us in identifiable form.
Children's Privacy
Ztec100.live is not directed at children. We do not knowingly collect any personal information from anyone under the age of 13. If you believe a child has submitted personal information to us through a contact form, please get in touch and we will delete it promptly.
How Long We Keep Your Data
If you contact us or sign up for updates, we keep your email address for as long as you remain subscribed or in contact with us. If you unsubscribe or ask us to delete your information, we will do so within a reasonable time.
Anonymous traffic data is retained in aggregated form and does not identify individuals, so retention periods for that data are not personally meaningful.
Security
We take reasonable steps to protect the information you share with us. Our site uses HTTPS encryption, which means data sent between your browser and our server is encrypted in transit. No internet-based service can guarantee absolute security, but we do not store sensitive personal data, which limits the risk significantly.
Changes to This Policy
If we update this privacy policy in a meaningful way, we will update the effective date at the top of this page. We will not reduce your rights under this policy without making that change visible. For significant changes, we will add a note to the updates page on ztec100.live so returning readers are aware.
Contact Us
If you have any questions about this privacy policy, want to request deletion of your data, or want to unsubscribe from any communications, you can reach us at:
Contact page: https://ztec100.live/contact/
We aim to respond to all privacy-related inquiries within five business days.